Oh sweetie, I'm so sorry!
I know sortof how you feel. I'm 23, I have two special needs toddlers, and we don't know how we're going to pay rent and eat at the same time, let alone get them presents or decorations.
I can't imagine being in a car accident, that is so terrible! I agree, it won't make any difference if you're a few weeks late. Hoping it's the same for kids, lol.
Prayers, hugs, and kisses your way <3