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  #9  
Old 01-09-2013, 10:20 PM
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Quote:
Originally Posted by Lisa T View Post
Hi, congratulations on your baby news. I don't have any young children as mine are grown up now so can't comment in that respect but just wanted to say that as the mummy of two dogs I do find it easier to have two as they do entertain each other a lot. Also wanted to say that I insure both my dogs with the PDSA and I pay 18 for both on a combined policy. Good luck.
That's not bad Lisa, do you like that policy? I still haven't gotten around to insuring mine and I really should.
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  #10  
Old 01-10-2013, 01:31 AM
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According to all of the posts I've read so far, my input is probably about the same. I recently adopted a new Chi on New Years. I don't feel I have any "extra" work to do with a new dog. I feed them and take them out at the same time, so no added work there. And I agree that having the new Chi has helped to entertain the other dogs. I had reservations at first (before adopting), but looking back - I would do it again! Best thing I ever did! Can you tell I love my doggies? And to think...I was never a "dog person" before getting my first Chi!

CONGRATS ON THE BABY! (My kids love the dogs! They were the reason I finally agreed to getting a dog in the first place! I'm so glad they talked me into it!)
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  #11  
Old 01-10-2013, 08:10 AM
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Originally Posted by Buildthemskywards View Post
That's not bad Lisa, do you like that policy? I still haven't gotten around to insuring mine and I really should.
Hi Melissa, yes very pleased with policy, claimed for Bella's LP surgery last year and they paid out no problem at all and premium didn't go up much either despite the claim when i came to renew. Mine is the "silver " policy so middle of the road on what policies they offer.
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  #12  
Old 01-10-2013, 09:49 AM
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Originally Posted by Lisa T View Post
Hi Melissa, yes very pleased with policy, claimed for Bella's LP surgery last year and they paid out no problem at all and premium didn't go up much either despite the claim when i came to renew. Mine is the "silver " policy so middle of the road on what policies they offer.
Hi Lisa, Honeys insurance is up for renewal in Feb, so i have been doing a bit of shopping about. Just looked at the PDSA site, by Silver, do you mean the 3000 one? How did you get yours so cheap for the two, ive just been quoted 14 for the middle one just for Hon!

Honeys currently got lifetime cover, do you think i need this, or shall i drop it down? Confused!
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  #13  
Old 01-10-2013, 12:44 PM
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Quote:
Originally Posted by Lisa T View Post
Hi Melissa, yes very pleased with policy, claimed for Bella's LP surgery last year and they paid out no problem at all and premium didn't go up much either despite the claim when i came to renew. Mine is the "silver " policy so middle of the road on what policies they offer.
Thanks. I'll have a look into that one

Tell me about it Rachel, it's all so confusing! My understanding is that lifetime cover is of benefit if she develops any conditions that will continue for the rest of her life as a lot of policies won't cover pre-existing conditions.
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  #14  
Old 01-10-2013, 01:52 PM
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it is best to go with a policy that has lifetime cover, they will continue to cover that condition rather than exclude it from the next renewal
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  #15  
Old 01-10-2013, 02:26 PM
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Originally Posted by Buildthemskywards View Post
Thanks. I'll have a look into that one

Tell me about it Rachel, it's all so confusing! My understanding is that lifetime cover is of benefit if she develops any conditions that will continue for the rest of her life as a lot of policies won't cover pre-existing conditions.
Yep, thats why i got that one, but im wondering if she really needs it yet? I know that sounds a bit silly, she could get poorly at any time i know!

The maximum benefit one would only cover up to X amount each year, I dont know what kind of conditions are that common in Chi's, but would any be say 3000 a year or more? Arghh I dont know.
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  #16  
Old 01-10-2013, 03:24 PM
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Originally Posted by Rach_Hudson View Post
Yep, thats why i got that one, but im wondering if she really needs it yet? I know that sounds a bit silly, she could get poorly at any time i know!

The maximum benefit one would only cover up to X amount each year, I dont know what kind of conditions are that common in Chi's, but would any be say 3000 a year or more? Arghh I dont know.
Hi, yes it's the silver one 3000. It breaks down to 10.75 for Bella and 8.00 for Alfie, he's a Yorkie and apparently are cheaper to insure. I originally took it out for Alfie 4 years ago and added Bella later on, I think I got NHS discount at the time but don't think they offer that anymore. I only chose them originally because a percentage of the premium went to the actual charity and I liked that. Good luck it's a minefield out there.
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