I recently switched to washable pads from using disposable pads for almost 6 yrs with Lulu and longer than that with our 1st Maltese. We did have to put the disposable pad on top of the washable one for a few days for her to get used to the scent, but after that she was fine with it. I like them so much better than disposable ones. I bought mine at Walgreens in the section where you would buy adult depends and pads for hospital bed and hospital care-type stuff. The initial investment is more, but you can buy a couple at a time if that helps. In the long run I think it's cheaper, and I don't have that feeling every time I throw away a disposable pad that I should be trying to protect the environment.
Life is better because I have a friend like you.