[czarina]

Does anyone know anything about pet insurance? Someone suggested it to me, and I'm thinking it may be something good to get. If anyone has any information, I'd really appreciate it.

 

[czarina]

Okay, I found a pet insurance place, and now I am looking at the plans. Since you all are chi experts , which plan do you think would be best for me to get based on common chi health problems?

QuickCare First Program

Illness Coverage
Per incident, first time occurrence only
$ 500

Foreign Body Ingestion
An ingested foreign body needs to be surgically removed.
$ 1,000

Motor Vehicle Accident
Medical treatment for injuries resulting from any form of motor vehicle accident.
$ 1,000

Bone Fractures
Fractures not caused by a motor vehicle accident.
$ 1,000

Defined Poison Ingestion
$ 1,000

Laceration
Medical treatment for an accidental laceration such as cut pads or dog/cat bites.
$ 1,000

Burns
$ 1,000

Allergic Reaction to Insect Bites
$ 1,000

Recovery Cost (no deductible)
To pay for advertising or to offer a reward should your dog become lost or missing.
$ 150


Monthly Premium:
$ 10.95

Monthly Premium for Microchipped Pets:
$ 9.45




QuickCare Plus

Motor Vehicle Accident
Coverage amount is for each separate accident.
$ 2,000

Foreign Body Ingestion
An ingested foreign body needs to be surgically removed.
$ 2,000

Bone Fractures
Fractures not caused by a motor vehicle accident.
$ 2,000

Defined Poison Ingestion
$ 2,000

Laceration
Medical treatment for an accidental laceration such as cut pads.
$ 500

Burns
$ 500

Bite Wounds and Bite Wound Abscesses
$ 500

Allergic reaction to insect bites
$ 500

Illness
Coverage is for each of 6 separate illness categories:
•digestive •ear •eye •nervous system •infectious diseases
•cancer (malignant tumors)
$ 2,000

Accidental Death (no deductible)
If your pet should die from injuries as a result of an untreated accident, its original purchase price will be reimbursed, up to policy limit
$ 500

Monthly Premium:
$ 19.95


MasterCare Program

Accident - $ 75 deductible
Coverage amount is for each separate accident.
$ 2,500

Illness
Coverage amount is for each of 12 separate illness categories:
•cardiovascular & respiratory system •digestive system •urogenital system •musculoskeletal system •nervous system •eyes •ears •skin •endocrine system •blood & lymphoid system •infectious diseases •cancer (malignant tumors)
$ 3,000

Other - no deductible
Accidental Death
$ 500

Additional Living Expenses
$ 2,000

Boarding Kennel Fees
$ 250

Trip Cancellation
$ 500

Recovery Costs - To pay for advertising or to offer a reward should your cat become lost or missing.
Not Microchipped N/A
$ 200


Microchipped
$150


This plan costs about $35 a month, which is too pricey for a university student like me. But do you guys think that the second plan covers enough and is worth it :?:

 

[OzzyAndLilysMom]

I also have pet insurance - I got mine through my local bank who do insurance - maybe try your bank account as you usually also get a 10 or 15 % discount :wave:

 

[czarina]

I know for sure my bank doesn't have it (it is a relatively new, and it is an online bank), but thanks for the suggestion anyway.

 

[Kurrazie]

Abuh.... Sorry can't help you there :lol:

 

[Auggies Mom]

I personally don't have pet insurance but really I think it is a good idea. So I don't have any good info. If your dog is AKC registered they have a pet insurance program that I got free for 6 months when I registered Auggie but luckily never had to use. They have info on their website.

 

[stelun]

I don't have pet isurance but have been thinking about it a lot.
We might really end up getting it someday.
I think it's a good idea.

 

[Owned]

I just recently purchased pet insurance for Gizmo & Piper. I insured them with Pet Care and selected the 70% coverage plan. It's $19.95/month for each of them, and they get a small discount for being microchipped. Out of all of the plans I researched, this seemed to be the best coverage for the money. There are several levels of coverage too.

http://www.petcareinsurance.com/us/index.asp

Is it worth it? After what we just went through with Gizmo, YES!, for me it is.
I never want to have to worry about not being able to afford any care that he may need.

 

[KB]

Im on Quick Care Share gold ?? I forget. The sooner you get them on the better. They will count ANY little thing as a pre-exsist condition which stinks and they wont cover certain things for a year. WATCH that though. I had to fight this co already with the help of my vet. Even if you dont have a vac certif they wont cover illness related to the vaccines. Read your policy well..............