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Discussion Starter #1
Going to get Jake insured and want to do it today.

I am waiitng on a call back from NFU

With Pet Plan they quote £24.75 per month with life time cover
Healthy Pets they quote £13.57 per month with life time cover

More than I didn't like the acess of £70 + 10% of remaining cost.. Ilike to know what I am paying in access in full

I am unsure why there is such a big difference with Pet Plan and Healthy Pets, does anyone know.

I also know Pet Plan has a great reputation but have never heard of Healthy Pets, does anyone have any experience of this company?


Thanks

Deme
 

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Petplan seem to be the most expensive, i think because they are more well known.
The PDSA do the exact same cover for half the price too.
I havent heard of healthy pets so i cant comment on that sorry.
Hopefully someone else will come in and help on that one. xx
 

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Discussion Starter #3
Just phoned PDSA and there cover isn't the same as Pet Plan and didin't give the benefits I need.

NFU was around the same cost as Pet Plan and if I made a choice between them I'd go with NFU as my horses are insured by them and they are a brilliant hassle free insurers.

Now I am gonna phone up Health Pets and see what they say, their monthly premium is £10 cheaper but cheap doesn't alway mean good.

I don't want an insurance company like E&L that insure horses, I've heard that they try to wrangle out of everything and take ages to settle claims after continuous disagreements.

So see what they say, in the meantime I am logged on still so will look to see if anyone has any experience still of Healthy Pets.

Cheers

Deme x
 

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most plans wont cover raw fed pets :( why not put $ aside n a savings acct instead?
 

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thats a good idea actually i like it! :
you mean like if you have to pay say £25 a month why not start a bank account and pay it in to use as an emergency account or however much you can afford each week/ month!
 

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havent heard of Healthy Pets from a quick google there seems to be quite mixed reviews of them

I have the Kennel Club heathcare plan for Bentley but thats £60 + 10% of the final bill which I know u say u dont want to do, I also think its quite pricey at £25 a month

I also put money away into an account for Twig instead of insuring her, as all insurance companies exclude her leg as she has had an op for PL
 

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thats a good idea actually i like it! :
you mean like if you have to pay say £25 a month why not start a bank account and pay it in to use as an emergency account or however much you can afford each week/ month!
Exactly. Set asides (as an example) $25/month per dog. Into a savings acct only for them. Then when the time comes (and with a rawdog, it wont be as often as kibble dogs) you will have the CASH there to pay the vet. Insurance only reimburses you... you still have to pay the bill originally.
 

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Discussion Starter #11
Well I have decided to go with NFU, my reasoning was they were as good as Pet Plan adn slightly cheaper, i also have my two horses insured with them. They are very efficient, have excellent customer service and with past claims for my horses have been very quick in settling.

They also pay the vet direct so I don't have to pay anything out.

Healthy Pets were not so good to talk to and I discovered that their cover didn't satisfy me.
I looked at Tesco's but their cover was very basic which was no good for me.

After looking at various insurers it came down to NFU in the end.

I thought about putting away say £30 per month but then that's only about £360 per year and if he has an accident that is gonna cost thousands I'd be well stumped. Mind the insurance was £257 for the year which I paid rather than have DD each month So if I put money away and didn't make a claim I'd have saved £257 but its a risk you take.

Its the same with my horses, do I set up a vet fund or get insurance, I went for the insurance..

Maybe in a year or two I'll reconsider but at least now for this year I can relax.

Cheers for all your input

Deme x
 

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I want to insure lexie but cant afford to at the moment. I just looked at the M&S premier one and it quoted me £168 for the year which i didnt think was bad.

i have already thought about the saving money in an account idea and whilst it is a great idea i agree with deme that however much money you can afford to pay in each month its gonna be a long time before you save the thousands needed for serious vet treatments.
 
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