Chihuahua People Forum banner

1 - 20 of 20 Posts

·
Registered
Joined
·
614 Posts
Discussion Starter #1 (Edited)
I was just wondering if people actually do get insurance for their pets?
I have insurance for all my animals. It just gives me piece of mind knowing that if something happens to them, that i am covered.

The reason i have insurance is because we had a chi cross mini foxy called Bella and she got bitten by a snake. We didn't have the funds to cover the costs of the anti venom.
So now we have our animals covered for EVERYTHING. I just don't even want to take the risk. Friends think i am crazy for doing it. :confused:
 

·
Premium Member
Joined
·
5,271 Posts
I am considering Ins. for Chico but don't really know a good place to go for the Ins. I am afraid of getting a bad place and then find the ins. isn't worth the paper its written on. I will be watching this thread to see if anyone has recommendations....
 

·
Registered
Joined
·
10,596 Posts
Yes i do have insurance.
I went with the PDSA after Joanne here told me more about them.
I also like the fact that some of the money goes to help the animals too. x
 

·
Registered
Joined
·
31 Posts
I have the Banfield plan on all of my pets.

Of course when I got the statement telling me I'd saved over ten grand since signing up in the late 90s I thought about doing myself an injury, but it's very useful. I've had more than one emergency call, once for Diego and never was charged a penny.
 

·
Registered
Joined
·
3,123 Posts
i have more than insurance for my 4 chis - i would recommend getting insurance because you never know what could happen
when layla, one of my chis, was 14 weeks old she accidentally got stood on. at the time she didnt know she had to avoid feet. she was tiny - around 1lb - she was knocked out unconscious and had to spend 1 night in the emergency vets and another night in a specialist vets - we didnt think she was going to make it - all the bills were fast adding up to £1000. she had a fractured skull and the very top of her neck was broke too. if we didnt have insurance we would have never got that money back (at the time it didnt matter to us how much it was costing because all we wanted was her to survive no matter how much it cost, but in the long run we are glad we had the insurance) - thankfully she survived and is doing great !
i now would never not have insurance for my dogs
 

·
Registered
Joined
·
342 Posts
macy and jordan both have insurance too, plus I have a separate bank account just for them, I put away about $50 each week, it's for routine care, and any up front vet costs.
 

·
Registered
Joined
·
7,558 Posts
macy and jordan both have insurance too, plus I have a separate bank account just for them, I put away about $50 each week, it's for routine care, and any up front vet costs.
oh, that's very good. Yes, there are many expenses. I'm starting a thread on the topic so I don't hijack this one :)
 

·
Registered
Joined
·
1,596 Posts
I have insurance for the dogs. You need it, not just for vet bills but also third party liability. Just imagine if your dog cased a car accident or bit someone!:rolleyes:
I have a bank account for the cats. No insurance for them as they are house cats. Also I have a credit card which is purely there in case of emergency vet visits to cover me until insurance pays out.
I would hate to be left not able to pay for treatment..:(
 

·
Registered
Joined
·
644 Posts
yep.
both dogs are fully insured with a lifetime policy.
i also have an emergency fund bank account for them, which i'm pleased about as i've had to dip deeply into it for Stottie as his dental treatments, vaccinations and microchipping aren't covered by the insurance.
 

·
Registered
Joined
·
2,755 Posts
What gets me is why the insurance is so expensive, I have found quotes all in the £30+ per month mark and it works out dearer than what I pay for my horse.
 

·
Premium Member
Joined
·
12,272 Posts
Yes i have and for the cat as well.If i hadn't had her insured we would have spent thousands of pounds on her as she's on medication for life and special vets food,and this has been going on for over 5 years.
 

·
Registered
Joined
·
3,123 Posts
What gets me is why the insurance is so expensive, I have found quotes all in the £30+ per month mark and it works out dearer than what I pay for my horse.
who have you found quotes for because my insurance per month is way way less than £30
mine is:
Layla = £9 a month
Zoey = £7 a month
Roxy = £7 a month
Jet - £9 a month
 

·
Registered
Joined
·
3,191 Posts
I don't have insurance for either of mine, but I do have a secret stash of emergency vet money for them. While we were getting a steady income I was taking $20-50 a month depending on what we could spare and putting it in my lock-box. Of course that would never be the equivalent of insurance if one of them were hospitalized for an extended period of time or something major like that, but on the other hand if nothing major ever happens, you should always have enough saved up if you need it.
 

·
Registered
Joined
·
614 Posts
Discussion Starter #20
Ahhh it's nice to know i am not the only one. lol
In Oz there are not very many companies who do it.
But i pay ( australian dollars )
A month...
$15 for Toby
$25 for Sheeba (german shepherd)
and
$9 for our cat Ni-Hao.

But that covers me for EVERYTHING you could ever think of
 
1 - 20 of 20 Posts
Top